Money Guide

No Cost, No Risk: Real 9 Ways Making Money Online Without Paying Anything

Jul 9, 2024

With rising time, the cost of living is also continuously increasing. Many Africans are turning to earn extra money through various means to help with their financial burden.

There are many ways specially a woman and student to make passive income online and offline – like freelancing, selling goods, working at home, and more. However, when it comes to making money online without spending anything, many people don’t know where to begin.

1. Side Hustles are Growing:

– A report from African Bank Consumer Research tells us that more and more people in South Africa are doing something called a “side hustle.” This means they’re finding ways to make extra money besides their regular jobs.

2. What Was in the Report:

– The report looked at people who are not very rich, in what they call the “low- and middle-income” group. They talked to 3,000 people to understand what they’re doing to earn money.

3. Side Hustles in Different Groups:

– In the report, they found that about 27% of young people and 24% of adults are making money from side hustles. Even some older people, called “Seniors,” are doing it—27% of men and 11% of women in this group.

4. Why People Side Hustle:

– The report says that many South Africans use side hustles to get more money and improve their financial situation. It’s like a common way for them to make their lives better.

5. Income by Gender:

– The  African Bank report also shows how men and women in different age groups make money from their side hustles. This helps us understand who is doing what to earn extra income in South Africa.


Source of income from a side hustle across sub segments :

·       Student Youth – 28%

·       General Youth – 27%

·       Entry level Adults – 29%

·       Low Income Adults – 21%

·       Low middle adults – 18%

·       Middle Adults – 16%



GoMoney has collected 6 – Zero Investment ways – you can make money online in South Africa.

1.    Become a freelancer

If you have unique computer skills like HTML, PHP, AI, Photo or video editing, and others, you will have no dearth of opportunities to earn money. Social media management, blogging, graphic design and web design, SEO, and copywriting are all major options for freelance gigs. Sites like Fiverr, Toptal or Upwork are popular among freelancers.

Time to start earning: A few days

2.    Become a virtual assistant

In South Africa, according to, you can earn R147.88/hour by becoming a virtual assistant. This is something that involves you assisting with tasks ranging from bookkeeping to scheduling social media posts or other types of tasks for a particular client or company. You can apply for virtual assistant jobs on standard job sites like Indeed, LinkedIn, and FlexJobs.

Time to start earning: A few days

3.    Start a blog

If you are interested in establishing long-term passive income, blogging is beneficial. However, it requires a lot of work from you in the beginning and it may take some time to get monetized. Once you’ve established a modest amount of steady traffic (approx 1,000 page views daily), you can generate good hustle income by hosting ads, affiliate links, and sponsored content.

To create a free blog, you can use blogging platforms like and Blogger. Luckily, you can make money from ads through great mediums like Google AdSense, Infolinks,, and Monumetric.

Time to start earning: A few months

4.    Become a translator

If you learned any other foreign language in your high school or are proficient in any other business language? So you can earn extra money through interpreters or translator work. You can earn money on a full-time, freelance, or per-job basis by applying to online agencies like Gengo, GetBlend, Unbabel, TextMaster, TheOpenMic and ProZ.

Time to start earning: A few days

5.    Create Professional courses and sell online

Creating and selling a curriculum of your unique professional skills and experience online. This is the best way to earn passive recurring income! Because, unlike freelancing, you only spend time once to create online courses but sell them again and again. To create meaningful and unique online courses, choose a topic that you have the industry insight, credibility, expertise, and passion to teach. Online course platforms like Udemy, Skillshare, Teachable, Podia, or Thinkific are some best for curriculum sales.

Time to start earning: A few days

6.    Start a video or audio podcast or YouTube channel

Are you comfortable speaking into a microphone or acting on camera? Consider creating a video or audio podcast or YouTube channel as a way to side hustle. As your audience and listeners grow, you will get monetization opportunities. You can make money through affiliate-style partnerships with companies or by joining the YouTube Partner Program. Remember, at starting to avoid upfront investment, use devices that you have like mobile phones or old video cameras. You can invest in quality enhancements after you potentially generate revenue.

Time to start earning: A few months

3 ways for teens to make money online without Paying Anything

1.    Play video games

Yes, you read it correctly. Now you can earn money even from time-wasting video games. You can win cash prizes by playing competitively on platforms like Swagbucks, Solitaire Cube, InboxDollars, Rummy, and Blackout Bingo. You can also earn money by streaming your gaming sessions through blogs, podcasts, or YouTube channels.

Time to start earning: A few days

2.    Take online surveys

Many companies are interested in the opinions and preferences of South Africans and are willing to pay for them. Taking part in online surveys allows you to earn some extra money without investing. Popular sites like Swagbucks,, Toluna, OnePoll and Branded Surveys allow you to create a profile for free. Sign up, and in exchange for taking a survey, you get cash ($0.50 to $10 per survey) or points. The points you earn can be redeemed for cash rewards or gift cards.

Time to start earning: A few days

3.    Selling photos online to a stock image service

Do you enjoy photography? So increase this joy by earning extra money. Selling your clicked images to a stock photography service can be financially beneficial to you. Sites like,, Adobe Stock, Dreamstime, and EyeEm allow you to upload photos. In general, the more often your images are downloaded through their platforms the more money you will make.

Time to start earning: A few days

FAQs about Free and Legitimate Ways to Make Money Online

How to Make Money Online Without Paying Anything in South Africa?

Of course, you can make money online with little or no investment at all! Freelance opportunities like virtual assisting, content writing, or graphic design offer opportunities to make money without any upfront payment.

How to make money through music online?

The Internet offers talented musicians lots of great free ways to monetize. Create your music and sell it on streaming platforms like Fiverr, Spotify or DittoMusic. Money can also be earned by making music teaching courses and selling them online.

What Can I Do Online To Make Money Fast?

There is no shortage of online works for South Africans. You can explore job options like virtual assistance, social media management, web development, online tutoring, ecommerce, digital marketing, freelance writing, graphic design, and transcription services.

Can anyone make money online in South Africa?

Yes, anyone can make money online in a free and legitimate way if they have the right skills and dedication. All you need is an Internet connection; there are tons of opportunities available for any expertise, interest, and expertise.

Can I really win money on online casinos?

Technically yes, playing online casino games can be a way to make money online. According to GoMoney, this is an awful way because the risks are too high. You have to pay upfront to play tournaments and cash games in online casinos.

How to make money online as a student in South Africa?

If you are a student, you can easily earn money online through freelance writing, virtual tuition, graphic design, paid surveys, or social media management without spending even a single cent. Teenagers can also sell their lecture notes, study notes, and other school work on online platforms like StudyPass, Stuvia, Docmerit, and Legumguide.

How to Make R500 a Day in South Africa Online?

You can make R500 per day online in South Africa by blogging, freelancing, and affiliate marketing, among others. You’ll be surprised how fast these money-generating strategies can make your R500 daily earning goal become a reality.

Can I earn R1500 in 24 hours through blogging or audio podcast?

You can get R1500 through blogging or audio podcasts, but not within 24 hours. It may take 2 to 3 months for your blog and podcast to be monetized. If you find emergency situation, you can try online easy loans in South Africa.


Note: This article is only for educational purposes, we do not get any kind of commission, gifts, or money from the websites we recommend. Please note that the recommended websites or platforms for online earning may demand some commission during payment, for which GoMoney is not responsible. You are requested to use your senses and knowledge, thank you!