BEFORE YOU USE THE GOMONEY WEBSITE, IT’S REALLY IMPORTANT TO READ AND UNDERSTAND THESE RULES. THESE RULES ARE LIKE A PROMISE THAT SAYS HOW YOU CAN USE THE GOMONEY WEBSITE. THEY ALSO SAY SOME IMPORTANT THINGS, LIKE WHO IS NOT RESPONSIBLE IF SOMETHING GOES WRONG, WHERE YOU CAN SOLVE PROBLEMS IF YOU HAVE ANY, AND OTHER IMPORTANT STUFF.
IF YOU USE THE GOMONEY WEBSITE, IT MEANS YOU READ THESE RULES, UNDERSTAND THEM, AND AGREE TO FOLLOW THEM. IF YOU DON’T WANT TO FOLLOW THESE RULES, THEN YOU CAN’T USE THE GOMONEY WEBSITE.
Go Money is an online marketplace that helps connect people like you with lenders. But, it’s important to know that Go Money is not the one deciding about loans or credit. The website is not offering to lend you money. Instead, everything on the site is like a commercial ad.
When you fill out the form on the website, it helps connect you with payday lenders based on the information you give. The lenders might offer different deals—like different amounts of money, time to pay it back, or interest rates. Sometimes, you might need to show more papers to prove things.
Remember, just because you fill out the form doesn’t mean you’re sure to get a loan. Online lenders might check your credit report to decide. If a lender says yes to a loan, you should talk to them about all the details. The terms of the loan are not from Go Money but from the lender, so it’s really important to read and understand everything they say.
Also, the types of loans such as urgent cash advances, installment loans, and payday loans you might get from here are meant for short-term needs, like emergencies. They are not for use for a long time.
Acceptance to Use GoMoney Terms
Every time you use the website, it means you promise to follow these rules. If you don’t want to follow these rules, then you can’t use the website.
These rules include everything on the website, like the words, pictures, videos, and how everything looks. It’s like a deal between you and Go Money about how you can use the website and what you can find on it.
Sometimes, GO MONEY might decide to make some changes to the rules you need to follow when using their website. They can do this whenever they want, without telling you beforehand. The new rules will be put on the website at https://www.gomoney.co.za.
The new rules start working right away when they are put on the website, unless the new rules say something different. It’s your job to check the “Last Updated” date at the top of the rules and see if anything has changed. If you keep using the website after Go Money changes the rules, it means you agree to follow the new rules. You’re not allowed to change the rules yourself.
How We Help You Get Loans – Our Broker Service
The person who runs this website doesn’t lend money; we’re more like helpers. We use an algorithm to connect what you need with a group of online lenders. We look at the things you tell us in our application and what you like. The best part is, we don’t ask you for any fees or charges for doing this.
Our job is to find a suitable online loan that fits what you asked for. Once you fill out our application, we send your request to Loan Providers and Credit Brokers, that might be able to help you get the finance you need.
Loan Provider or Credit Broker’s Landing Page
If a lender or broker says yes to your request, we’ll take you directly to a special page on their website, just like they asked us to do.
Alternative Loan Option
If a Loan Provider or Credit Broker can’t find the exact amount and terms you asked for, our online marketplace might suggest a different amount or time with different lenders. You don’t have to say yes to a loan offer if it doesn’t suitable for you.
Your Information and Finance Options
When you ask for a loan through our website, we forward your request to a group of lenders and loan networks. We use your personal information to find a good loan for you. If a lender says yes to your request, they might get in touch with you using the phone, email, text messages, or automated voice messages.
This way, you can compare different choices and know about future loan options.
No Cost for Our Help – Free Service
You don’t have to pay anything for our help. If a lender of ours agrees to approve your loan request, they give us a small amount of money as a commission.
Some online direct lenders we work with might charge for what they do, like checking your credit. Before you agree, make sure to read their rules. If you want your money back or have a problem with their fee, you need to talk to them directly. We can’t help with that.
Rates and Repayments
Terms, APR, and the amount of loans you see on our website or our associate’s websites are just examples. They are there to help you understand what kinds of loans are available.
We don’t provide loans ourselves, so we can’t control the examples on the website. Just because you fill out the loan request form doesn’t mean you’ll for guaranteed to get a loan. How much money you can get and how long it takes to get it depends on the lender who says yes to your application. Not every borrower can get R5000, and the repayment terms to get the money can be different.
We don’t pick a favourite loan or service on this website. Everything here is just opinion.
The lenders who might give you an online loan could check your credit with agencies like Experian, TransUnion, Compuscan, and XDS. They might also use other ways to check your credit. By asking for a loan, you’re saying it’s okay for them to check your information and see if you can pay back the loan.
Remember, we’re not the ones lending the money, so we don’t decide if you get a cash loan or not. That’s up to the lenders who review your application.
Creating an Account and Password
If our associate lenders ask you to make an account, they might also ask you to make a password. This helps them remember your information, and you can use it to apply for a loan again. You can change your information anytime in your account. If you want to stop using the account, just talk to them, and they can help you close it.
We can’t guarantee that our payday lender will approve your online loan application. There might be problems, like issues with the technology, or if the information you gave is not genuine. We are not responsible for how other creditors decide about loans.
If something goes wrong and you lose money using this website or our help, we can’t be blamed for it, whether it’s directly or indirectly. But, if someone does something really bad like fraud, we can’t still be responsible.
Links to Other Websites
On this website, you might see affiliate links and Ads that take you to other websites run by different lending companies. Clicking on these links doesn’t mean we say those websites are good. We want you to know we are not in charge of what’s on those websites or if they are working properly.
Trademarks and Symbols
The special signs, pictures, and marks (we call them “Trademarks”) you see on the website belong to the Company or third parties. You can’t use them without asking for permission in writing. It’s not okay to use these symbols or anything else on the website unless these rules say you can. The Company will really make sure our special Trademark is protected, and might even involve Law (Trade Marks Act 194 of 1993) if needed.