Why Go with GoMoney


If you need money for any reason, we’re here for you.
We can find many lenders who might give you a loan – no matter if your credit score is bad or low.

  • Borrow from R100 to R5000*
  • Cash deposit same day**
  • No hidden fees and it doesn’t cost anything to apply
  • You can request for loan 100% online
  • We’re open every day, even on bank holidays
  • Lenders give instant decisions guaranteed
  • We have a large group of trusted lenders,
  • You can borrow money for almost anything
  • Apply for loans even on weekends (Saturday and Sunday)

Who is GoMoney®?

GoMoney is a long-established and trusted referral website where you can apply for online payday loans when you need emergency cash in South Africa.

What We Do and How We’re Different than Others?

We help connect people to more than 100 lenders so they have a better chance of getting a short-term payday loan online. Not everyone gets approved, but we have a better chance, with more than 80% of people getting a yes. This is not like other websites where they might not have as many lenders, so it’s harder to get approved.

Why Choose Us among Others?

If you need payday loans for an emergency, we have been guiding this for a long time and have selected the very best lenders. Our 1 page online application is simple and secure (256-bit encryption) to use, and you get an answer really fast, usually within 2-5 minutes, and sometimes even in just a few seconds!

Lots of Lenders, Lots of Options, and You’re in Charge!

When we have many lenders, it means we can help more people get loans and offer them better lending options. When payday lenders compete to help you, it’s a good thing because it can help you get the best deal.

Fast Processing Easy Online Payday Loans

Some payday lenders have only one store or a few stores. They might not have a lot of resources to give out loans, and it could take a long time to help you. Plus, you have to drive there, which costs money and takes time. But when you go online for payday loans, things happen much faster. Online lenders use sophisticated systems to get things done quickly. If they say yes to your application, there is possibility to get the loan in 1 hour without hard credit check.

Fast Payday Loans without Tough Credit Checks

We try to be quick, but can’t promise there won’t be a credit check. Most lenders use sophisticated databases to make decisions and check your details. Because we work with many lenders, we can’t guarantee to avoid a credit check. When some people say there’s “no hard credit check,” they might not be telling the whole truth or misleading. No one can guarantee this for sure. We believe in being honest and revealing the real truth.

No matter why you need a loan, we want to help. To start, just fill out our easy online application. We’ll do our best to get you the payday loan you need for emergencies. GoMoney® is here to lend a hand!

Our Strengths


No Fee to Pay

You don't have to give us any money to use our services. It's always free.


No Papers to Fill

You can apply for a loan in just a few moments, and you don't need to do any paperwork or documentation.


No obligation

You can get an offer with just a few clicks, and you don't have to submit assets and make a promise.


All People are Welcome

We don't do a lot of checks that might damage your credit score.


Get the Money Quickly

Once our lender says yes, you can get your money within 10 minutes or on the same day.


Flexible Terms

You can borrow money for up to 12 months and pay it back in small installments every month.

Who Can Use Our Service

Eligibility Requirements:


You have to be at least 18 years old to use our service.


You must be a South African to use our service.


You need an active bank account that's been open for at least 6 months so we can transfer you the money.

What We Need from Your End?

Income Information

  • When do you get your money (like every week or month)?
  • Where does the income come from (like a job or pension or self-employment or investment)?
  • How much do you earn?

Bank Information

  • Your account number
  • Branch Code of your Bank

Your Basic Information

  • Your phone number
  • Your driver's license or state ID number
  • Where you live
  • Your email address