Why Choose GoMoney®?

  • Get fast cash when you really need it in Emergency
  • You can ask for payday loans in South Africa, even if your credit history is bad
  • Guaranteed decisions instantly, just 5 Minutes
  • Borrow from R100 to R5000 for any reason
  • We use 256-bit SSL encryption, your information is kept safe and secure
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How it works?


Apply Online

Use your mobile, tablet, or computer to fill out a loan request form at home or while you're out.


Receive Decision

Submit your loan request online and find out if you can get the money in just 5 minutes.


Get the Money

Get the CASH you need on the same day! The fund is deposited directly into your bank account online.


Payday loans in South Africa with Bad Credit or No Hard Check!


About Us and What We Offer

We don't give out loans directly, but we have a group of trusted lenders who can give you loans at very suitable rates. All our lender partners follow the laws of the state and give short-term loans. We have lots of associates who do this, and our services in South Africa are really good.

When you want to borrow a payday loan online, it's important to go to a direct lender you can trust. If you've come to GoMoney®, you're in the right place because we care about being fair and responsible when we lend money, and we only work with safe lenders.

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Getting Approved and Credit Checks for a Payday Loan

Our payday loans are super-fast and easy, and you don't have to worry too much about getting approved. Even though we can't promise there won't be any hard-credit-check, our lending associates are good at giving online loans, even if your credit is poor or low. This means you have a good chance to get the funds you need, and it might also help make your credit score better.

We understand how to deal with money problems, and we've been helping people with their financial issues for a long time. If you need an instant loan that's safe, secure, and easy to get, we're here to help you.

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Our Strengths


No Fee to Pay

You don't have to give us any money to use our services. It's always free.


No Papers to Fill

You can apply for a loan in just a few moments, and you don't need to do any paperwork or documentation.


No obligation

You can get an offer with just a few clicks, and you don't have to submit assets and make a promise.


All People are Welcome

We don't do a lot of checks that might damage your credit score.


Get the Money Quickly

Once our lender says yes, you can get your money within 10 minutes or on the same day.


Flexible Terms

You can borrow money for up to 12 months and pay it back in small installments every month.

Who Can Use Our Service

Eligibility Requirements:


You have to be at least 18 years old to use our service.


You must be a South African to use our service.


You need an active bank account that's been open for at least 6 months so we can transfer you the money.

What We Need from Your End?

Income Information

  • When do you get your money (like every week or month)?
  • Where does the income come from (like a job or pension or self-employment or investment)?
  • How much do you earn?

Bank Information

  • Your account number
  • Branch Code of your Bank

Your Basic Information

  • Your phone number
  • Your driver's license or state ID number
  • Where you live
  • Your email address

Frequently Asked Questions

Is GoMoney® a Real Thing?

Yes, GoMoney® is legitimate and trustworthy. We work with licensed lenders who can give you direct loans. These lenders are allowed to give loans in places where it's legal, and they have the right licenses to do it.

What is GoMoney®?

GoMoney® is an online platform that helps you find a lender easily and get money quickly to cover urgent expenses. No upfront fees, no obligation, no worries, and no hard credit check.

Is It Safe to Get Urgent Cash Loans from GoMoney®?

It's safe to use GoMoney®, but you have to be very careful. Make sure to read all the terms about the loan and clear all your questions before you say yes to a loan from any lender.

How can I Borrow Payday Loans Online in South Africa?

To borrow payday loans, you have to fill out an online application and submit it. The decision process typically takes just 5 minutes, and if approved, you can receive your money within 10 minutes.

Can I Apply for a 1-hour Payday Loan from GoMoney®?

Yes, you can apply for a 1 hour payday loan from GoMoney®. The online application process is fast and simple, and you can get your approved cash same day.

How Quickly can I get a Short Term Loan Online in South Africa?

The speed of your short term loan depends on the lender and the processing time of your bank. Generally, the approval process is quick, and you can get your amount within 10 minutes.

What is the Repayment Period for Payday Loans at GoMoney®?

The repayment period for payday loans varies depending on the lender in South Africa. Generally, you have to pay back the full amount on your next salary day or within 1 month.